Disaster Prevention & Relief
FEDERAL EMERGENCY MANAGEMENT AGENCY, HOMELAND SECURITY, DEPARTMENT OF
Opportunity #: 97.048
Eligible Applicants
Individuals and households, in areas declared a major disaster or emergency by the President that include Individual Assistance, who have necessary expenses and serious needs they are unable to meet through insurance or other means, are eligible to apply for this program. All needs must be caused by the disaster. Basic conditions of eligibility include: the individual or a member of the household must be a citizen of the United States, a non-citizen national, or a qualified alien; FEMA must be able to verify the applicant�s identity; the applicant�s insurance, or other forms of disaster assistance received cannot meet their disaster-caused needs; and the applicant�s necessary expenses and serious needs are directly caused by the major disaster or emergency. If the applicant meets the basic conditions of eligibility, FEMA may provide Housing Assistance when the disaster has caused damage that affects the habitability of the applicant�s home. Some types of Housing Assistance are available to both pre-disaster homeowners and renters, such as Rental Assistance and Direct Temporary Housing Assistance, while other types are only available to pre-disaster homeowners, such as Home Repair Assistance and Permanent Housing Construction. FEMA may provide Other Needs Assistance to applicants who have necessary expenses and serious needs they are unable to meet through insurance or other means. Each type of Other Needs Assistance has additional eligibility requirements, which may include verifiable documentation of the disaster-caused expense. FEMA collaborates with the Small Business Administration to determine eligibility for Personal Property, Transportation, and a Group Flood Insurance Policy. Housing Assistance: 1) Temporary Housing Assistance (financial) � proof of primary residence, proof of occupancy, disaster-caused displacement, and/or paid receipts for Rent or Lodging Expenses; 2) Temporary Housing Assistance (direct) � Authorized on a disaster-by-disaster basis when applicants are unable to make use of financial assistance to secure temporary housingproof of primary residence, proof of occupancy, disaster-caused displacement; 3) Repair � primary residence, proof of occupancy and ownership, disaster caused home damage; 3) Replacement � primary residence, proof of occupancy and ownership, home destroyed by the disaster; 4) Permanent Housing Construction � primary residence, proof of occupancy and ownership, disaster-caused home damage, authorized on a disaster by disaster basis when located in an insular area outside the continental United States and in other locations in which no alternative housing resources are available, and types of temporary housing assistance are unavailable, infeasible, or not cost-effective. Other Needs Assistance: 1) Medical: disaster-caused expenses, and/or paid receipts (bills) for medical treatment; 2) Dental: disaster-caused expenses, and/or paid receipts (bills) for treatment; 3) Child Care: disaster-caused expenses and paid receipts or estimates for services; 4) Funeral: disaster-caused expenses, and paid receipts or estimates for services; 5) Personal Property: disaster- caused personal property damage; 6) Transportation: disaster-caused vehicle damage; 7) Group Flood Insurance Policy: Three years of a flood insurance policy premium for applicantswho may not otherwise be able to purchase a policy and receive flood damage in a Special Flood Hazard Area; and 8) Other Miscellaneous Expenses: the expense or need must be caused by the disaster and approved by FEMA. Section 1211 of the Disaster Recovery Reform Act authorized state, territorial, and tribal governments to apply for financial assistance to provide direct services for Temporary Housing Assistance to eligible individuals and households, in areas declared an emergency or major disaster by the President w here FEMA has determined eligible individuals and households are unable to make use of financial Temporary Housing Assistance and have a Housing Strategy approved by FEMA. State, territorial and tribal governments in areas declared an emergency or major disaster by the President in insular areas outside of the continental United States and in other locations where FEMA has determined no alternative housing resources are available, and temporary housing is unavailable, infeasible, or not cost effective, and have a Housing Strategy approved by FEMA, are eligible to apply for financial assistance to provide direct services for Permanent Housing Construction. Under Section 1211 of the Disaster Recovery Reform Act, FEMA could provide this assistance to a state, territorial, and tribal government as part of a pilot program which expired on October 5, 2020.